Neighborhood Credit Union Member Referral Programs
Referrals that Reward!
Explore the perks of our two different member referral programs, where your efforts in introducing new members who open checking accounts or guiding both new and existing members towards opening new loans, get you rewarded. Explore this page for details and qualification requirements.
Get $25 for Checking Account Referrals
Referring a friend has never been simpler! Now, within your MyPoints Rewards account, your unique "Invite a Friend" referral code is ready to be sent via email, text, or social media. Once the account is opened, you will receive 350 points valued at $25.
Here's how:
- Log in or enroll to MyPoints Rewards account.
- Click on "Invite a Friend" in the top menu bar.
- Find your referral code and choose whether to email, share on social media, or directly send the code to your friend or family member!
Earn up to $200 cash on a New Auto Loan¹
Refer a new or existing member to Neighborhood Credit Union for a new Auto Loan! Receive $200² when the loan has funded!
- The referred friend must mention the Member Referral Loan Program at the time of the application; or
- Select YES for the Member Referral Program on the online application.
- Make sure they mention or type in your full name!
Upgrade to My Rewards® Premium Debit Cards
Join our exclusive members-only MyPoints Rewards program! Earn up to 3x more points every time you swipe your My Rewards® Gold or Platinum Debit Cards. Get rewarded for everyday purchases and accumulate points redeemable for prizes, trips, and gift cards!♦
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It's a fast, secure, and straightforward method to send and request money. Whether you're splitting bills with friends or reimbursing family for shared expenses, Zelle offers a convenient solution so you can skip the hassle of visiting an ATM or dealing with cash.
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Get paid up to 2 days early.**
Depending on your employer, you can get your direct deposit up to 2 days earlier than payday with a Neighborhood Credit Union checking account.
**Neighborhood CU may give early access to direct deposit funds from your employer, payments and credits into your account, or government deposits and payments depending on when the deposit or payment file is submitted to Neighborhood CU. Weekends or bank holidays may affect the posting date. As a result, the availability or timing of early direct deposit may vary from pay period to pay period. Fraud prevention restrictions may apply and delay early availability of funds. Early availability is not guaranteed. Additional restrictions may apply.
¹Referral: Member is paid $200 for auto loan referral after the referred loan has been funded. Auto loans must be a minimum of $15,000. Offer excludes existing loans financed through Neighborhood Credit Union and cannot be combined with any other new member referral offers. Member is paid $100 for personal loan referral after the referred loan has been funded. Personal loans must be a minimum $5,000. Offer subject to change without notice. Additional restrictions may apply.
Earn Cash, Refer Friends
Whenever you refer family or friends who do not have a membership with us you'll receive $100.00* when they open a new member checking account.
Send Money with Zelle®
Zelle is a fast, safe and easy way to send and request money. Funds are sent directly to an account, and all you need is the recipient's email or U.S. cell number.
Set Up Direct Deposit
Neighborhood CU makes it easy to switch banks. Quickly set up your direct deposit with our easy to fill form available on our website and in Online Banking.
Surcharge-Free ATMs
The MoneyPass and Allpoint ATM Networks allows our members the ability to withdraw cash at over 90,000 ATMs nationwide without a surcharge fee.
Courtesy Pay
Protect your checking account with overdraft protection! Opt-in for the Courtesy Pay privilege for ATM and debit transactions.
Mobile Wallet
Use your Neighborhood CU debit and credit cards to pay digitally on your devices with Apple Pay, Samsung Pay, Google Pay, and more.
Want to compare our accounts side by side?
Click the "Compare Accounts" button to explore in-depth.
Compare Accounts
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| Account Type | Summary | ATM Refunds² | High Yield Interest APY¹ | Opening Deposit | Monthly Fee |
|---|---|---|---|---|---|
| High Yield |
Free checking with high-yield interest.
|
Yes | 0.01% - 4.00% | $100 | $0 |
| Cash Back |
Free checking with cash back rewards.
|
Yes | No | $25 | $0 |
| Priority |
Low Opening Deposit and Overdraft Fee Forgiveness.
|
No | No | $25 | $11.99 |
| Fresh Start |
Ideal for those with less-than-perfect checking needing to get back on their feet.
|
No | No | $25 | $20 |
| Minor/Student Accounts |
Prize Savings Account
Get rewarded just for saving with our Prize Savings Account. The more you save the higher the chances!
Invite a Friend Checking Account FAQs
All personal accounts are eligible for credit for referrals and direct mail.
The rewards will be loaded into the rewards account at the time of opening and immediately available for use.
You can redeem points by:
- Clicking the “Rewards” button on the rewards website
- Search for products by category, number of points, or by keyword.
- Click the reward you wish to order.
- Click “Order”
- Verify the shipping information if applicable.
- Click the submit button.
- Confirm your order.
Note: Most rewards are shipped to arrive in 5-7 business days. There is no shipping or handling. Electronic gift cards are instantly available. This program is completely free for members.
No, you are only eligible to receive one referral reward, no matter how many accounts are opened.
Why Neighborhood Credit Union is a great choice for checking, savings, and loans.
With over 90 years of experience, Neighborhood Credit Union knows how to help people reach their financial goals.
We now have several branches across the DFW Metroplex. We proudly provide our members with customized savings accounts and competitive rates.
As a not-for-profit, we pass savings on to you through greater returns. We also invest in technology to offer a top-of-the-class online and mobile banking experience. You can manage your accounts easily through online banking or our mobile app for iOS or Android.
At Neighborhood Credit Union, we’re committed to guiding you every step of the way toward financial security.
