Spring Into Action with our Projects Plus Home Loan

As the winter chill fades away, homeowners everywhere are gearing up for springtime home improvement projects. Whether it's a long-awaited kitchen renovation, a backyard oasis makeover, or a bathroom upgrade, the warmer months offer the perfect opportunity to upgrade, improve, or shake up your living space. And with our unique Neighborhood Credit Union Project Plus Home Loan, making those dreams a reality has never been easier.

In this blog, we'll discuss what the Project Plus Home Loan is, examples of how to use it, how to apply, and other useful tips for tackling your projects this spring.

Itching for a DIY project as it starts to warm up outside, or is your home in need of a makeover? Look no further than our Project Plus Home Loan, a spin on traditional credit union home improvement loans. Our unique loan is designed as a personal loan specifically for homeowners ready to take on projects big and small. Whether you're dreaming of a new swimming pool, refreshed landscaping to enhance your curb appeal, or a state-of-the-art kitchen remodel, our Project Plus Home Loan has you covered. 

Our Project Plus Home Loan offers a hassle-free experience with no home visit required, unlike other common home improvement loans, saving you valuable time and eliminating unnecessary hassle. With its simplified process, classified as a personal loan, you can avoid the extra steps often associated with traditional home-related loans. Additionally, the flexibility of our loan allows you to borrow larger amounts, making it ideal for tackling significant home repairs or renovations with ease.

Outdoor Living Space Expansion: As the weather warms up, you may consider enhancing your outdoor living spaces to enjoy the fresh air and sunshine. This may involve projects such as building a deck or patio extension, adding outdoor seating areas, or installing a pergola or gazebo for shade and ambiance. With the Project Plus Home Loan, you can finance the materials, labor, and additional amenities like outdoor furniture, lighting, and landscaping to create the perfect outdoor oasis for relaxation and entertainment. 

Kitchen Remodel: Spring is an ideal time for homeowners to tackle kitchen remodels, as it allows for fresh starts and renewed energy in the heart of the home. Whether it's updating outdated cabinets and countertops, installing new appliances for energy efficiency, or redesigning the layout for better functionality and flow, a kitchen remodel can significantly improve the value and enjoyment of a home. Our Project Plus Home Loan can cover the costs of renovations, including materials, labor, and any necessary permits without the need for a home visit or extensive paperwork.

Energy-Efficient Upgrades: With sustainability and energy efficiency becoming increasingly important to homeowners, spring is an opportunity to invest in green upgrades that reduce utility costs and environmental impact. This may include projects such as installing solar panels, switching energy-efficient windows and doors, or replacing outdated HVAC systems with more efficient models. While these upgrades can lead to long-term savings on energy bills, they often require a significant upfront investment.

The Project Plus Home Loan offers homeowners the financial flexibility to fund these projects upfront, with the potential for substantial returns in the form of reduced energy costs and increased home value over time.

Create A Timeline: Planning ahead involves creating a comprehensive budget and timeline for your project, ensuring you have a clear understanding of the costs involved and a realistic timeframe for completion. This allows you to prioritize expenses, allocate funds efficiently, and avoid overspending or delays. 

Research Contractors: Researching contractors entails finding reputable professionals or DIY resources for your project. Take the time to read reviews, ask for recommendations from friends or family, and request quotes from multiple contractors to compare pricing and services. For DIY projects, utilize online tutorials, instructional videos, and home improvement forums to learn new skills and techniques. 

Do your Research: Exploring cost-saving measures involves identifying opportunities to stretch your budget without compromising quality. This may include negotiating with contractors for better pricing, opting for high-value upgrades with long-term savings, and prioritizing essential improvements over purely cosmetic enhancements. By being strategic and resourceful, you can achieve your home improvement goals while staying within budget.

Apply online today in under 10 minutes! When completing your application, please specify the purpose of the loan. But remember, unlike other financial institutions offering similar loans, there is no need for a contractor's home visit before loan funding. For any questions, feel free to contact us today.  

Term in Months			Rate & Loan Amount
	$5,000 - $9,999	$10,000 - $19,999	$20,000 - $39,999	$40,000 - $59,999	$60,000 - $100,000
24 - 36	10.75% APR	10.50% APR	10.25% APR	10.00% APR	9.75% APR
37 - 48	11.00% APR	10.75% APR	10.50% APR	10.25% APR	9.75% APR
49 - 60	11.25% APR	11.00% APR	10.75% APR	10.50% APR	9.75% APR
61 - 72	11.50% APR	11.25% APR	11.00% APR	10.75% APR	9.75% APR
73 - 84	n/a	11.50% APR	11.25% APR	11.00% APR	9.75% APR
85 - 144	n/a	n/a	11.50% APR	11.25% APR	9.75% APR

As spring arrives and homeowners across the country embark on their home improvement projects, our Neighborhood Credit Union Project Plus Home Loan stands ready to support their endeavors. With its streamlined process, flexibility, and competitive rates, the Project Plus Home Loan is the ideal solution for those looking to tackle their projects with ease. Whether you're planning a small renovation or a major overhaul, let our loan empower you to bring your vision to life. Apply today and take the first step towards achieving your dream home this spring!