Homeowner Project+
Just what you need for a swimming pool loan, solar panels, or to start home improvements.
The Homeowner Project+ Home Loan is ideal for:
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Benefits of a Homeowner Project+ Loan
Competitive Rates
Simple Personal Loan Structure
Apply Online in Under 10 Minutes
Home Visit Not Required for Approval
Homeowner Project+ Loan Rates
Rates Effective: February 24, 2025. All rates quoted are Annual Percentage Rates (APR). See disclaimers for more details.¹
| Term in Months | |
|---|---|
| $10,000 - $50,000 | |
| 73 - 96 | 9.49% APR |
Your Application & Funding
- We are unable to provide loan pre-approvals and you must apply online.
- If you are approved, you are under no obligation to accept the loan.
- Homeowner Project+ Loan will only be funded to a personal bank account and not to a commercial or business account.
- Loan Payments must be made from a personal banking/credit union account.
- Read more information in our FAQs
Apply Now
¹Must be 18 years or older and a homeowner with a valid email address. Loan application is required and the purpose of the loan must be for improving the primary residence of the borrower. All applications are subject to credit review and approval. Only one Homeowner Project+ Loan per member can be open at a time. Your loan terms, including APR, may differ based on amount, length of term, and your credit profile. Minimum loan amount is $10,000 and maximum loan amount is $50,000. Additional conditions and limitations may apply. Advertised rates and terms are subject to change without notice. Equal Opportunity Lender.
Refer a Friend, Earn $200 Cash
Through our Loan Referral Program, when you refer a new or existing member to Neighborhood CU for an Auto loan, you can earn $200!
Trusted by Our Community
At Neighborhood CU, our commitment to personalized service has earned us the trust of our members. While we’re continuously gathering feedback, many of our members appreciate our responsive support and tailored loan solutions. We pride ourselves on being there for our community, whether it’s helping with home loans or other financial needs.
Explore Neighborhood Credit Union Products
From banking to borrowing, we have everything you need.
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| Account Type | Summary | Get Started |
|---|---|---|
| Online Checking accounts |
Choose free checking with high yield interest or cash back, identity protection and shopping rewards, or get a second chance at banking with our Fresh Start Checking account.
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| online Savings accounts |
Prize savings, high yield savings, CDs, Christmas Club, and more. We even have an account for the kids.
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| Certificates of Deposit |
CDs with multiple rates and term length available so that you find the perfect one to fit your investment needs.
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| Vehicle Loans |
Consistently offering some of the lowest rates available for new, used, or refinancing in the DFW Metroplex.
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| Personal Loans |
Consolidate bills, take a vacation, finance repairs, or put cash in your pocket.
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Apply now |
| Credit Cards |
No annual fees, no balance transfer fee, and a low rate.
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| Home Loans |
Home Equity, Home Improvement, Mortgage and refinancing loans with competitive rates.
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Learn more |
| Insurance |
Everything from Dent Guard to Life Insurance.
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Learn more |
Since the Homeowner Project+ is what is called an unsecured loan, there are a few more requirements we have to determine who is a qualified borrower.
- Must be 18 years or older and a homeowner with a valid email address.
- A loan application is required, and the loan must be used for improving the borrower’s primary residence.
- All applications are subject to credit review and approval.
- Only one Homeowner Project+ Loan can be open per member at a time.
- Loan amounts range from $10,000 to $50,000, with terms varying based on loan amount, length of term, and credit profile.
There are a few things to keep in mind as you apply for the Homeowner Project+:
- Loans are made to individuals, not to businesses.
- Loan documents can only be executed electronically, therefore you must have a valid individual email address.
- The loan must be paid off completely before another loan of this type can be obtained.
- The loan cannot be refinanced to add additional amounts.
- This loan is not eligible for the Skip-A-Payment program.
- The applicant must be the owner of the property and the property must be their primary residence.
- This loan cannot be used to refinance an existing Neighborhood Credit Union loan, to purchase bonds, stocks, stock options, or pay back a loan against a stock option.
We built the Homeowner Project+ Loan for those wanting to skip all of the hoops and paperwork associated with home-related loans but want to borrow larger amounts for home repairs or improvements. Our Homeowner Project+ Loan is a straightforward personal loan designed for home improvements.
Why Neighborhood Credit Union is a great choice for checking, savings, and loans.
With over 90 years of experience, Neighborhood Credit Union knows how to help people reach their financial goals.
We now have several branches across the DFW Metroplex. We proudly provide our members with customized savings accounts and competitive rates.
As a not-for-profit, we pass savings on to you through greater returns. We also invest in technology to offer a top-of-the-class online and mobile banking experience. You can manage your accounts easily through online banking or our mobile app for iOS or Android.
At Neighborhood Credit Union, we’re committed to guiding you every step of the way toward financial security.
