Motorcycle Loans
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Low, Fixed Rates in Texas
Get the APR you deserve so more of your payment goes towards your loan principal.
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Range of Loan Terms
Choose from terms of 36 to 72 months and find the ideal payment for your budget.
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Experts in Your Corner
Our team of financial experts are dedicated to providing personalized guidance throughout your loan journey.
Details about our Motorcycle Loans
| Best For | People who want an affordable loan to buy a new or used motorcycle. |
| Amount | Minimum of $10,000 and up to 100% of MSRP. |
| Interest Rate |
As low as 7.24% APR for new and used motorcycles.‡ View all rates here.
|
| Terms | 36 to 72 months |
Refer a Friend, Earn $200 Cash
Through our Loan Referral Program, whenever you refer a new or existing member to Neighborhood CU for an Auto loan, you can receive $200 and $100 for a Personal loan!¹
Boat, RV, & Auto Loans
Find out what Texas has to offer with vehicle loan interest rates starting as low as 5.74% APR‡, we can finance your motor homes & travel trailers, boats & jet skis, new & used autos, and more.
Get $1,000 towards your next car purchase in the event of a total loss.
In the event of a total loss, GAP pays the difference between what you owe on the car and your insurance company’s declared value.
Members who enrolled in GAP protection experienced the benefits when they needed it most, saving an average of $4,095 in 2023.† Ask your Loan Officer or request more information. Protection pays off!
Why choose Neighborhood Credit Union for your motorcycle loan in Texas
As the first credit union in Dallas, TX, Neighborhood Credit Union is proud to offer you affordable motorcycle loans so you can get out on the road and enjoy life.
We now have several branches around the DFW Metroplex. And because we're a not-for-profit organization, we can offer you competitive rates and fewer fees.
Neighborhood Credit Union is a full-service digital financial institution. You can get a free online banking account and easily manage your auto loan through Online Banking or the MyNCU Mobile App on iOS or Android.
We offer an easy application process for motorcycle loans in Dallas, TX:
STEP 1
Apply Online
Use our secure online portal to provide your personal information and financial details.
STEP 2
Get Pre-Approved
We'll review your application and, if approved, agree on a rate, term, and loan amount.
STEP 3
Shop Motorcycles
Go shopping with a check in your pocket then we'll help you complete your purchase.
| Loan Terms | Interest Rate |
|---|---|
| Auto Purchase or Refinance & Motorcycles | |
| 60 months or less | As low as 5.74% APR‡ |
| 72 months | As low as 6.00% APR‡ |
| Other Vehicle Loans or Refinance (RV & Boat) | |
| 60 months or less | As low as 7.24% APR‡ |
| 72 months | As low as 7.50% APR‡ |
FAQs about Motorcycle Loans in Dallas, TX
You can buy a new or used motorcycle starting at a purchase price of $10,000 and up to 100% MSRP. The amount you can borrow may depend on your income and financial goals.
The annual percentage rate (APR) you get will be based on your credit score, debt-to-income (DTI) ratio, and also the loan term you choose.
- Higher scores get the lowest rates.
- Shorter terms get lower rates than longer terms.
Your loan term impacts your motorcycle loan payment so you should choose the best term to achieve your goals.
- Shorter terms give you a lower APR but a higher monthly payment, so you're debt-free faster.
- Longer terms give you a higher APR but a lower monthly payment, so your payments are more affordable.
No, there are no penalties or fees if you pay your loan off early! Just make sure you include any unpaid fees and costs, unpaid interest, and your remaining principal in the final total so you're all clear.
¹Referral: Member is paid $200 for auto loan referral after the referred loan has been funded. Auto loans must be a minimum of $15,000. Offer excludes existing loans financed through Neighborhood Credit Union and cannot be combined with any other new member referral offers. Member is paid $100 for personal loan referral after the referred loan has been funded. Personal loans must be a minimum $5,000. Offer subject to change without notice. Additional restrictions may apply.
†Actual savings for GAP members will vary. GAP is available only for members with an auto or recreational vehicle financed through Neighborhood Credit Union.