![Studio Shot Of Excited Woman Celebrating Big Win Showered In Tinsel Confetti On Yellow Background](/assets/files/SiUSQAmr/PSA-Header-2024.png)
Prize Savings Account
Prize Savings Account got an Upgrade!
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May 2024 Winners$1,000 Winner: David McDowell
$2,000: Gregory Butson
$3,000: Diana Green
A $200 Donations the SPCA of Texas will be made on behalf of our April Winners!
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Why Choose a Prize Savings Account
Win Cash Just for Saving
Only $25 to Open
Earn Interest at 10x Higher
No Maintenance Fees¹
Prize Savings Account Rate vs Other Leading Banks
How It Works
Account Details
- Opening deposit minimum: $25 membership share
- No maintenance fees with an additional account or loan product or with an average monthly balance of $5001
- Unlimited deposits
- 3 free withdrawals each month2
- Earn 0.10% APY interest with a $100 minimum balance3
Watch This Year's Prize Savings Account Winner!
Karyn, a dedicated member for 15 years, has been awarded $49,999.99 through our unique Prize Savings Account program. Karyn's commitment to saving and financial prudence officially paid off when her name was selected in a random drawing among our Prize Savings Account holders. This exciting news was shared with Karyn during a special video call, as seen below!
Opening a Prize Savings Account is not only a fantastic way to encourage our members to save in the hope of getting rewarded, but it's also an excellent option for building emergency savings, combining the security of a savings account with the thrill of a prize draw. We're committed to providing our members with innovative financial solutions like this, making us your trusted partner in managing every day and emergency savings needs.
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All of our Neighborhood Credit Union Accounts feature:
Set Up Direct Deposit
Refer Friends For Rewards
Send Money with Zelle®
Want to compare savings accounts side by side?
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Account Type | Summary | Minimum Opening Deposit | APY* | Fees |
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High Yield Savings |
24/7 access to funds, no maintenance fees, access to funds with 3 free withdrawals per month
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$10,000 | 3.00% on $10,000 or more | If minimum balance is not maintained. See Rates & Fees page for current fees. |
Money Market |
Low minimum opening deposit, tiered interest rate, access to funds with 6 withdrawals per month
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$1,000 |
$1,000-$9,999.99: 0.10%
$10,000 & up: 0.10%
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If minimum balance is not maintained. See Rates & Fees page for current fees. |
60 Month Certificate of Deposit |
Low risk, interest rate compounded daily
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$2,500 | 3.40% | Interest penalty may apply for early withdrawal |
Christmas Club |
Withdrawals not allowed until funds are transferred into Prize Savings in early November
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$100 | 0.10% | Early closure fee |
Prize Savings |
Earn cash and prizes during weekly, monthly, and an annual grand prize drawing
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$25 | 0.10% | If minimum balance is not maintained and no other loan or deposit relationship exists. See Rates & Fees page for current fees. |
Individual Retirement Savings |
Save for retirement with a Traditional IRA or Roth IRA
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$100 | 0.10% | None |
Special Savings |
Use to separate your funds for special purposes. Login to Online Banking to open online
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$25 | 0.10% | None |
Kid's Savings |
For kids ages 0 through 12
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$25 | 0.10% | None |
![Man holding his debit card while looking at his ipad with his young child](/assets/files/QCj2retG/Wide-Checking-IMG.jpg)
Frequently Asked Questions
Limit one (1) Prize Savings account per membership. Must be 18 years of age or older. Please refer to the Official Prize Entry Rules.