Your Neighborhood Prosper Branch
We are truly honored to be among the select credit unions nominated for Best of Prosper & Celina 2024! This recognition reflects our commitment to our members and the communities we serve, and we’d be thrilled to have your support.
Show your appreciation by casting your vote—open now until December 1st. Thank you for being an essential part of Neighborhood Credit Union!
Thank you for the biggest compliment!
We appreciate every referral and take each review to heart. We love our members!
Apply Today & Get
1.00% Off
your qualified rate1 when you finance or refinance your non-Neighborhood CU auto loan with us.
Bank on the Go
You can bank from anywhere. Login to your account through the MyNCU Mobile App, where you can deposit checks, manage your debit card, make transfers, and even send money to friends through Zelle.®
Do More with Neighborhood Credit Union
Earn Cash, Refer Friends
Whenever you refer family or friends who do not have a membership with us you'll receive $100.00* when they open a new member checking account.
Send Money with Zelle®
Zelle is a fast, safe and easy way to send and request money. Funds are sent directly to an account, and all you need is the recipient's email or U.S. cell number.
Mobile Wallet
Use your Neighborhood CU debit and credit cards to pay digitally on your devices with Apple Pay, Samsung Pay, Google Pay, and more.
GreenPath Financial Wellness
With free access to money management and financial education services, GreenPath is a non-profit that partners with you to achieve your financial goals.
Surcharge-Free ATMs
The MoneyPass and Allpoint ATM Networks allows our members the ability to withdraw cash at over 90,000 ATMs nationwide without a surcharge fee.
Courtesy Pay
Protect your checking account with overdraft protection! Opt-in for the Courtesy Pay privilege for ATM and debit transactions.
Deposit Accounts & Loans We Offer
Take advantage of Neighborhood Credit Unions excellent rates and low fees. Check out all of the deposit account and loan types that we have available.
Explore Products
Close
| Account Type | Summary | Get Started |
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| Online Checking accounts |
Choose free checking with high yield interest or cash back, identity protection and shopping rewards, or get a second chance at banking with our Fresh Start Checking account.
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| online Savings accounts |
Prize savings, high yield savings, CDs, Christmas Club, and more. We even have an account for the kids.
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| Certificates of Deposit |
CDs with multiple rates and term length available so that you find the perfect one to fit your investment needs.
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| Auto Loans |
Consistently offering some of the lowest rates available for new, used, or refinancing in the DFW Metroplex.
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Apply Now |
| Personal Loans |
Consolidate bills, take a vacation, finance repairs, or put cash in your pocket.
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Apply now |
| Credit Cards |
No annual fees, no balance transfer fee, and a low rate.
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Apply Now |
| Home Loans |
Home Equity, Home Improvement, Mortgage and refinancing loans with competitive rates.
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Learn more |
| Insurance |
Everything from Dent Guard to Life Insurance.
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Learn more |
Inflate My Rate CD
The short-term CD that earns you high interest and a one-time rate match bump to our Standard 18-Month CD.*
Frequently Asked Questions
Our Prosper location does have drive thru service, but not in a traditional way! We've upgraded to the Video ATMs that offer 24/7 access to depositing cash and checks, making loan payments, and more. During business hours, you can video chat with a teller if you need assistance with anything! Check out our Video ATM clip to learn more.
Our branch lobbies are open for full service! Members and potential members can still make an appointment.
Neighborhood Credit Union's routing number is: 311079270.
¹Checking accounts subject to approval. High Yield Checking minimum opening deposit is $100, all other checking accounts have a minimum opening deposit of $25. For details on Neighborhood CU checking accounts, visit myncu.com/bank/checking. Additional terms and fees may apply. See fee schedule for details. Products, features and benefits offered with accounts are subject to change at any time. Limit one High Yield account per household. High Yield, when qualifications are met, has an Annual Percentage Yield of 4.00% on balances up to $50,000, balances over $50,000 earn 0.10 % APY on portion of balance over $50,000, resulting in 4.00 % to 1.40% APY depending on the balance. If qualifications are not met, all balances earn 0.10% APY. The rate may change after account opening. APY is accurate as of April 1, 2023 . Fees may reduce earnings.
2APY = Annual Percentage Yield. Rates effective December 24, 2024 Must be 18 or older and become a member of Neighborhood Credit Union. Credit application and approval required. Offer limited to new or used car loans financed through Neighborhood Credit Union or to the refinance of auto loans from other lenders. Auto loans currently with Neighborhood Credit Union are not eligible for offer. Minimum financed loan amount of $10,000 is required. Eligible applicants will be offered 1.00% off their qualified rate (final rate cannot be lower than 5.74% APR or lowest advertised car loan rate by Credit Union.) Title fees apply to refinances. Rates and offer subject to change and termination without notice. Other restrictions may apply. Offer available for a limited time only.