Holiday Loan
Enjoy the Holidays with 1% Off Your Qualified Rate¹
Don’t let the holidays stress your wallet this year—get 1% APR off your qualified personal loan rate and enjoy some extra holiday relief, but hurry, this offer is for a limited time only!
Why Choose our Holiday Loan?
1% off Your Qualified RateDon’t let holiday shopping stress you this year. With 1.00% APR off your qualified loan rate, and rates as low as 10.74% APR², you can save big and enjoy some extra relief. Apply now and take advantage of this limited-time offer to make your holidays a little brighter! |
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Fast and Easy ApplicationApplying for your loan is fast, simple, and accessible! Complete your application in under minutes through our mobile app or online platform, making it easier than ever to get the holiday support you need.
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Quick ApprovalsGet your funds fast with our quick approval process, ensuring you have the money you need right when you need it. Whether you're tackling holiday shopping or unexpected expenses, we make sure you’re ready for the season without delay, so you can focus on enjoying the festivities.
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No Hidden Fees
What you see is what you get—no surprises, just straightforward savings. Enjoy peace of mind knowing that our loan terms are transparent, with no hidden fees or unexpected charges, so you can focus on your financial goals without worry.
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Must Use Promo Code HOLIDAY When Applying
¹Must be 18 years or older and a member of Neighborhood Credit Union. Credit application and approval required. Member receives 1.00% APR off their qualified rate. Rate cannot be lower than lowest rate advertised on myncu.com/rates for a personal loan. Lowest rate based on excellent credit. Loan has a 12 month term. Promo code HOLIDAY must be used at time of application. Offer expires 12/31/2024 at 11:59pm. Cannot be combined with other offers. Other restrictions may apply. Equal Opportunity Lender.
²Rates Effective: Personal Loan: Credit application is required. Must be 18 years of age or older and a member of Neighborhood Credit Union. Terms from 0 months to 60 months. Rates range from as low as 10.74% APR up to 17.99% maximum APR. Rates, terms and conditions are subject to change and may vary based on credit worthiness. Interest begins accruing the day the loan is funded. Restrictions may apply. (Repayment Example: The payment on a $10,000 loan would be $216.13 per month at a non-variable interest rate of 10.74% APR with a 60-month term. This equates to $2,967.79 over the life of the loan.) Membership required with a $25 minimum deposit. Equal Opportunity Lender.
Perks of a Loan at Neighborhood Credit Union
Apply Online in Under 10 Minutes
Short-Term Loan at 12 Months
Always Better Rates than Big Banks
Find What Works Best for You
Refer a Friend, Earn $200 Cash
Through our Loan Referral Program, whenever you refer a new or existing member to Neighborhood CU for an Auto loan, you can receive $200!
Project Plus Home Loans
Our Projects Plus Home Loan is classified as a personal loan, making it a simple lending process on both borrower and lender. Finally get that pool, invest in solar panels, or start those improvements.
Why choose Neighborhood Credit Union?
We value all the members of our community here in Texas, and that's why Neighborhood Credit Union wants everyone to have access to affordable loan options.
As a not-for-profit organization, we can offer you competitive rates and fewer fees. Just stop by your preferred branch around the DFW Metroplex and find out how we can help!
You can get a free online banking account and easily manage your auto loan through Online Banking or the MyNCU Mobile App on iOS or Android.
Neighborhood Credit Union is proud to be a full-service digital financial institution.
Our personal loan application process is simple and secure!
STEP 1
Apply For Loan
If you're ready to knock out your holiday shopping, begin your application with just a few simple questions.
STEP 2
Quick Review
We'll check if you're eligible and, if approved, offer you a loan amount and rate for the 12-month term.
STEP 3
Start Shopping
Once the paperwork has been completed and the loan has been funded, the shopping can begin!
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Frequently Asked Questions
Joining Neighborhood Credit Union is easier than you think! If you are a resident of Texas, you're able to become a member!
You don't give up anything when you switch from a big bank, either. We offer several online & mobile services(Opens in a new Window) and convenience services(Opens in a new Window), including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, and more. Not only are we a fully digital credit union, but we have 13 locations in the DFW Metroplex(Opens in a new Window).
Applying is easy! Quickly apply online. We will be happy to assist you. Must use promo code HOLIDAY when applying.
A holiday loan is a personal loan designed to help cover the extra expenses of the holiday season, including gifts, travel, and seasonal costs. These loans typically feature fixed interest rates and repayment terms, making it easy to borrow what you need and pay it back over time. At Neighborhood Credit Union, we offer a quick and simple online application process, so you can get approved and access funds fast. A holiday loan is a great way to manage your seasonal expenses without the stress of maxing out your credit cards.
There are! Visit our Personal Loans page to find what you're looking for.