Credit Score at Neighborhood Credit Union
Published April 29, 2022
A new benefit called Credit Score is now at Neighborhood Credit Union! Members can explore and monitor credit information at any time with Credit Score, providing your VantageScore 3.0 from TransUnion!*
Using Credit Score, you can:
- View your credit score
- View your credit report
- Gain insight into how your information affects your score
- Tips for improving your score
- Calculators for estimating different scenarios
- And more
Your Credit Score is available in the toolbar and on your Accounts page dashboard within Online Banking, and in the MyNCU Mobile App by tapping More. There you can tap the Credit Score icon at the top of your screen.
What is Credit Score?
Credit Score is a program offered by Neighborhood Credit Union that helps members stay on top of their credit. Members will see their latest credit score and report, an understanding of key factors that impact the score, and can see the most up-to-date offers that can help reduce interest costs or lower monthly payments. With this program, you always know where you stand with your credit and how Neighborhood Credit Union can help save you money.
Credit Score also monitors credit reports daily and informs members through digital banking or by email if there are any big changes detected, such as a new account being opened, change in address or employment, a delinquency has been reported or an inquiry has been made. Monitoring your credit regularly helps users keep an eye out for identity theft.
Is Credit Score free?
Credit Score is entirely free, and no credit card information is required to register.
You can read more FAQ’s on Credit Score here.
*Enrollment in Credit Score is optional. Credit information retrieved is considered a "soft pull" and does not affect your credit score. The credit score provided is intended to help you understand the factors that affect your credit score, and ways you may be able to save money. Data is not used for loan approval purposes or for determining loan rates with Neighborhood CU. Rates and approvals for loans are based on application and approval provided at the time of a loan application. The credit score found in the credit report may be different than the score displayed in Credit Score. Offers presented within Credit Score are not offers to lend nor are they guarantees of a rate you will receive. Terms, conditions, and offers are subject to change at anytime. Credit Score is powered by SaavyMoney (Privacy Policy) and reflects the VantageScore 3.0 from TransUnion.
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Who We Are
As an active part of the community for 92 years, Neighborhood Credit Union is a not-for-profit financial organization serving the state of Texas with branch locations in Collin, Dallas, Denton, Ellis, and Tarrant counties. With assets topping $1 billion, Neighborhood Credit Union has a continuously growing membership of over 60,000. For more information, call (214) 748-9393 or visit our homepage.