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Neighborhood Credit Union Homepage

Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270

AI couple looking at a blank wall with paint brushes looking at different possible home projects they can complete.

Imagine the Possibilities

 Unlock your home's potential with a Home Equity Loan, enjoy rates as low as 7.00% APR and an easy application process.


New Ride with Car Finder

Finding your next vehicle just got easier! Search thousands of cars, trucks, and SUVs near you with our Car Finder tool—making it simple to start the new year in style.

Stay Safe This New Year

Protect yourself in 2025 by visiting our Privacy & Security Center. Explore tools, tips, and resources to safeguard your personal and financial information all year long!


Will You Win $49,999.99?

One lucky Prize Savings Account holder will take home $49,999.99 in February 2025—could it be you?*
 
Swipe. Earn. Repeat.
Unlock rewards with every swipe! Elevate your everyday purchases with a Neighborhood CU Debit Card!
 

Better Rates than Banks

View All Rates  |  See Details
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5.74%1

APR* on up to 60 Months

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2.75%2

APY* on $10,000

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4.00%3

APY for 12 Months

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10.74%4

APR for 36 Months or less

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Up to 4.00%5

APY* on up to $50,000

★★★★★

"I’ve banked with multiple credit unions, but Neighborhood Credit Union stands out above the rest! Their customer service is outstanding, and their products and rates are unbeatable. Every experience has been positive, and their employees always go above and beyond to help. Highly recommend!"
-Deyanira V. 


Featured Favorites

Get started on your journey to financial wellness.

What's Happening in the Neighborhood?


01/02/2025

Protect Yourself from AI-Driven Scams



10/30/2024

Spread Joy & Save Money: Make it a Happy and Financially Healthy Season


09/30/2024

Enhanced Security with Microsoft Purview Message Encryption 


09/04/2024

Neighborhood Credit Union Acquires RelyOn Credit Union


09/01/2024

September 2024 Updates From our CEO


08/19/2024

New Live Chat Experience on Neighborhood CU Website


08/01/2024

Quishing: Navigating the Risks of QR Code Scams and How to Stay Safe


08/01/2024

How to Brace for Rising Home Costs: A Guide for Homeowners and Renters


07/07/2024

Tis the $eason (for a Mid-Year Money Check Up)

star icon illustration Award-Winning Mobile App

Bank from anywhere.

We make sure that you can bank safely and securely from where ever you are. Use our award-winning app to manage your accounts, deposit checks, make transfers, and more.

Explore Online & Mobile

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Unlock Your Financial Potential

Discover the power of financial knowledge with Credit Score. Gain insights into your credit health, access your complete credit report, and receive real-time credit monitoring alerts, all for free!

Inflate My Rate CD

The short-term certificate of deposit that earns you high interest and a one-time rate match bump to our 18-month Standard CD.*


Frequently Asked Questions

Joining a credit union is easier than you think! There are several ways you're able to become a member, and you even qualify simply if you have a family member that does.

You're eligible if you live in the state of Texas!

You don't give up anything when you switch from a big bank, either. We offer several online & mobile services(Opens in a new Window)(Opens in a new Window) and convenience services(Opens in a new Window)(Opens in a new Window), including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, and more. Not only are we a fully digital credit union, but we have several locations in the DFW Metroplex(Opens in a new Window)(Opens in a new Window).
Credit unions are not-for-profit and governed by the members, so this means that company earnings are returned to you as a member in the form of high interest rates on deposit accounts, low rates on loans, and lower fees. $5.9 million in interest dividends were paid back to our members in 2021 alone.
We offer several online & mobile services and convenience services, including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, ITMs and more. We also have several locations in the DFW Metroplex.
We're excited you'd love to be a part of our team! Visit our careers page for more information and open positions.