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Get 1% APR Off Your Qualified Rate on a Vacation Personal Loan – Limited-Time Offer!
Drive Free for One Year
Secure an auto loan by June 30th, 2025 to enter our sweepstakes for a chance to win a full year of free car payments.*
Understanding Your Money Personality
Register for our free webinar to learn how your money personality may impact your ability to reach your goals.
Level Up Your Financial Planning
Team up with North Texas Capital Advisors for financial guidance & personalized service in a wide range of expertise.
Swipe. Earn. Repeat.
Unlock rewards with every swipe! Elevate your everyday purchases with a Neighborhood CU Debit Card!
Better Rates than Banks
★★★★★
"I’ve banked with multiple credit unions, but Neighborhood Credit Union stands out above the rest! Their customer service is outstanding, and their products and rates are unbeatable. Every experience has been positive, and their employees always go above and beyond to help. Highly recommend!"
-Deyanira V.
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Award-Winning Mobile AppBank from anywhere.
We make sure that you can bank safely and securely from where ever you are. Use our award-winning app to manage your accounts, deposit checks, make transfers, and more.
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Take Control of Your Money
Build smarter financial habits with our Money Management Guide. Learn how to budget, track spending, set savings goals, and take charge of your financial future, all in one easy-to-follow resource.
Inflate My Rate CD
The short-term certificate of deposit that earns you high interest and a one-time rate match bump to our 18-month Standard CD.*
Frequently Asked Questions
Joining a credit union is easier than you think! There are several ways you're able to become a member, and you even qualify simply if you have a family member that does.
You're eligible if you live in the state of Texas!
You don't give up anything when you switch from a big bank, either. We offer several online & mobile services(Opens in a new Window)(Opens in a new Window) and convenience services(Opens in a new Window)(Opens in a new Window), including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, and more. Not only are we a fully digital credit union, but we have several locations in the DFW Metroplex(Opens in a new Window)(Opens in a new Window).
Credit unions are not-for-profit and governed by the members, so this means that company earnings are returned to you as a member in the form of high interest rates on deposit accounts, low rates on loans, and lower fees. $17 million in interest dividends were paid back to our members in 2024 alone.
We offer several online & mobile services and convenience services, including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, ITMs and more. We also have several locations in the DFW Metroplex.
We're excited you'd love to be a part of our team! Visit our careers page for more information and open positions.