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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270

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Explore. Experience. Energize.

Get 1% APR Off Your Qualified Rate on a Vacation Personal Loan – Limited-Time Offer!
 
 

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Better Rates than Banks

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4.49%1

APR* on up to 54 Months

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3.35%2

APY* on $100

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4.00%3

APY for 6 Months

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7.14%4

APR for 36 Months or less

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Up to 4.00%5

APY* on up to $50,000

★★★★★

"I’ve banked with multiple credit unions, but Neighborhood Credit Union stands out above the rest! Their customer service is outstanding, and their products and rates are unbeatable. Every experience has been positive, and their employees always go above and beyond to help. Highly recommend!"
-Deyanira V. 


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What's Happening in the Neighborhood?


04/01/2025

Neighborhood CU Mourns the Loss of Longtime Leader

 

02/25/2025

Beware of Fake Unpaid Toll Bill Scams




Set Sail on Adventure: Affordable Boat Loans at Neighborhood CU


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Bank from anywhere.

We make sure that you can bank safely and securely from where ever you are. Use our award-winning app to manage your accounts, deposit checks, make transfers, and more.

Explore Online & Mobile

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Frequently Asked Questions

Joining a credit union is easier than you think! There are several ways you're able to become a member, and you even qualify simply if you have a family member that does.

You're eligible if you live in the state of Texas!

You don't give up anything when you switch from a big bank, either. We offer several online & mobile services(Opens in a new Window)(Opens in a new Window) (Opens in a new Window) and convenience services(Opens in a new Window)(Opens in a new Window) (Opens in a new Window), including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, and more. Not only are we a fully digital credit union, but we have several locations in the DFW Metroplex(Opens in a new Window)(Opens in a new Window) (Opens in a new Window).
Credit unions are not-for-profit and governed by the members, so this means that company earnings are returned to you as a member in the form of high interest rates on deposit accounts, low rates on loans, and lower fees. $17 million in interest dividends were paid back to our members in 2024 alone.
We offer several online & mobile services (Opens in a new Window) and convenience services (Opens in a new Window), including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, ITMs and more. We also have several locations in the DFW Metroplex (Opens in a new Window).
311079270.
We're excited you'd love to be a part of our team! Visit our careers page for more information and open positions.