Drive Now, Pay Later
Earn Up to $500 and Enjoy Up to 90 Days of No Payments on New, Used, or Refinanced Vehicle Loans with rates as low as 5.99% APR.*
Swipe. Earn. Repeat.
Unlock rewards with every swipe! Elevate your everyday purchases with a Neighborhood CU Debit Card!*
Work. Life. Balance!
Get ready for a well-deserved getaway with 1% APR off your qualified rate on a Vacation Personal Loan – apply today for blissful downtime.*
Invite a Friend
Refer a friend or family member, and both of you will earn $25 worth of points when they open a checking account!*
Home Equity Loans
Secure financial support for unexpected expenses or life milestones with a home equity loan as low as 7.35 APR.* From home improvements to debt consolidation, take advantage of your home's value today.
Better Rates than Banks
Featured Favorites
Get started on your journey to financial wellness.
What's Happening in the Neighborhood?
04/2024
04/29/2024
04/17/2024
02/14/2024
02/01/2024
Happy New Year from Our CEO
01/31/2024
12/27/2023
A Guide to Sticking to Your Goals in the New Year
12/29/2023
03/21/2023
What is the NCUA?
Award-Winning Mobile App
Bank from anywhere.
We make sure that you can bank safely and securely from where ever you are. Use our award-winning app to manage your accounts, deposit checks, make transfers, and more.
Unlock Your Financial Potential
Discover the power of financial knowledge with Credit Score. Gain insights into your credit health, access your complete credit report, and receive real-time credit monitoring alerts, all for free!
Inflate My Rate CD
The short-term certificate of deposit that earns you high interest and a one-time rate match bump to our 18-month Standard CD.*
Frequently Asked Questions
Joining a credit union is easier than you think! There are several ways you're able to become a member, and you even qualify simply if you have a family member that does.
You're eligible if you live in the state of Texas!
You don't give up anything when you switch from a big bank, either. We offer several online & mobile services(Opens in a new Window)(Opens in a new Window) and convenience services(Opens in a new Window)(Opens in a new Window), including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, and more. Not only are we a fully digital credit union, but we have several locations in the DFW Metroplex(Opens in a new Window)(Opens in a new Window).
Credit unions are not-for-profit and governed by the members, so this means that company earnings are returned to you as a member in the form of high interest rates on deposit accounts, low rates on loans, and lower fees. $5.9 million in interest dividends were paid back to our members in 2021 alone.
We offer several online & mobile services and convenience services, including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, ITMs and more. We also have several locations in the DFW Metroplex.
We're excited you'd love to be a part of our team! Visit our careers page for more information and open positions.
Subscribe to our newsletter.
Sign up and we'll send you news and insights from Neighborhood Credit Union.
Newsletter signup
There was an error submitting the form
Thank you!
You'll start receiving our emails soon.